Phl 458

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Critical Thinking and Society Exercise PHL/458 10 February 2015

Describe a situation in which critical and creative thought could have been used for a better outcome. Describe why it is important to think critically and creatively in similar situations.

A situation, in which critical and creative thought could have been used for a better outcome, is when investors were making decisions about the purchase of real estate. In 2006 the real estate market was giving signs of weakening where prior to that year it was booming, but investors were not thinking critically and creatively instead, they were greedy and they let greed make decisions for them. To make matters worse lenders where very aggressive in their lending protocols while no one in the government was watching. Investors continue to buy in frenzy at high prices, even paying over the listed prices for properties. Then came the market went bust and investors were stuck with nearly worthless pieces of properties. Had the investors even consider one or two worse case scenarios, their net worth could have been preserved, instead we saw how thousands of properties started going into foreclosure. This was a hard lesson to learn but today the lending rules have changed thanks to a revamp of the lending practices. By thinking critically and creatively the government has tighten the screws on a much unsupervised system.

Define free will, truth, knowledge, and opinion. Explain how we use them to form thoughts. Free will: The moderate definition of free will is when people have choices when it comes to decisions like whether to attend a party or finish doing assignments. Another example is getting up to go to work, although it may look compulsive, it really is a choice you make every day.

Truth: “Truth is what so is about something, the…...

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