It Act

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Submitted By mrsfaga
Words 397
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IT Act Paper
What were the advances in information technology that resulted in new ethical issues necessitating the creation of each act?
Do Not Call Implementation Act, 2003
Before the 2003 Do Not Call Act existed so many telemarketers would call at all hours of the day and in turn resulted in so much unsolicited phone calls. People tried everything in their means to stop these calls but had no foundation to rely on. Due to the complaints of so many people to the Federal Communications Commission (FCC) created a Do Not Call Registry. With the registry one can choose online or by telephone at no cost to register their number to be placed on a Do Not Call List. All Telemarketers and sellers are required to search the registry at least once every 31 days and drop from their call lists the phone numbers of consumers who have registered. Also if you have a caller id all telemarketers are required to unblock their numbers when placing a call and you will then have the choice to answer or click. All information provided can be found on the www.fcc.gov website. Fair Credit Reporting Act, 1970
The Fair Credit Reporting Act, 1970 originally the law was primarily of interest to banks and consumer reporting agencies (CRA) and businesses which sent information to them. Today, this law applies to a wide variety of organizations that collect personal information from you directly, as well as from public records. In 2003 the law was amended by the Fair and Accurate Credit Transactions Act (FACTA to allow consumers to obtain a free credit report from CRA. This act has also helped bring forth identity theft and fraudulent behaviors on consumer accounts from other businesses. Consumers can now dispute their own credit issues and FCRA will comply and remove if all information given is correct. Banks and Creditors have come up with more ways to help the consumer by sending fraud…...

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